Supplemental & Ancillary Benefits

Enhancing your core coverage with essential protection that safeguards your employees' health and financial well-being.

Bridging the Deductible Gap

How Supplemental Benefits Protect Your Team
Modern corporate healthcare trends rely heavily on High-Deductible Health Plans (HDHPs) to keep monthly employer premiums manageable. However, an unexpected medical event can leave employees facing thousands of dollars in out-of-pocket expenses before their primary insurance kicks in. Our supplemental benefits bridge this vulnerability by providing direct financial support right when it’s needed most, ensuring medical emergencies don’t turn into financial crises for your workforce.

Our Core Benefits Offerings

We provide a comprehensive suite of ancillary and voluntary benefits designed to complement any foundational major medical plan layout:

Accident Insurance

Provides direct cash payouts for injuries resulting from covered accidents (such as fractures, dislocations, or lacerations). These funds can be used for emergency room fees, physical therapy, or everyday living costs.

Hospital Indemnity

Delivers fixed cash benefits for hospital admissions and continuous overnight stays. This plan alleviates the sudden, heavy burden of copays and coinsurance associated with hospitalizations.

Critical Illness

Offers a lump-sum cash payment upon the diagnosis of major covered illnesses like cancer, heart attacks, or strokes. This assists employees with costly specialized treatments or off-sets lost income during recovery.

Life Insurance

Ensures peace of mind and longterm financial security for employees’ families. We offer scalable group term life layouts and voluntary options that give dependents a vital safety net.

Dental & Vision

Essential coverage supporting everyday health. Our robust networks cover routine preventive care, cleanings, and eye exams, alongside significant cost-sharing for corrective eyewear, procedures, and orthodontia.

Strategic Partner Network

Proudly Partnered with Aflac
To deliver the highest tier of voluntary coverage, Better Benefits Group is proudly partnered with Aflac—the industry leader in voluntary supplemental insurance. Through this collaboration, we give your small or mid-sized business direct access to Aflac’s industry-renowned policy benefits.

When an employee files a covered claim, Aflac pays cash directly to them (unless assigned otherwise), bypassing the medical providers entirely. This enables your staff to utilize their benefit payouts completely at their discretion—whether that means covering an insurance deductible, paying for prescriptions, or simply keeping up with utilities and mortgage payments while recovering.

Ready to build a well-rounded, competitive benefits package that shields your employees?

Contact a Better Benefits Group strategist today to seamlessly integrate supplemental protection into your company’s plan.